Head Day is coming sometime in July, although the official launch date has not yet been announced. To prepare for a popular online sales event, you can start thinking about which payment method would be better to increase your budget. In particular, Amazon has credit card options built to win prizes, as well as cards that offer financing options. great purchase extra time.
Some of these cards also give you rewards for Amazon subsidiaries such as Whole Foods and Amazon streaming service Prime Video. Note that not all of the following options are directly related to Amazon.
The best generic credit card for Amazon
Introduction OfferAmazon Gift Card up to $ 150 immediately after confirmation
APR14.24% – 22.24% Variable
Login Procurement APRNo.
Recommended loan No.
- 5% refund with compatible General Membership * on Amazon.com and Whole Foods Market
- 2% refund in restaurants, gas stations and pharmacies *
- 1% refund on all other purchases *
Annual payment$ 0
Balance Transfer APR14.24% – 22.24% Variable
Balance Transfer Fee Whichever is greater, $ 5 or 5% of the amount of each transfer.
Late payment Up to $ 39
Foreign transaction fees None
- 5% refund with compatible General Membership * on Amazon.com and Whole Foods Market
- 2% refund in restaurants, gas stations and pharmacies *
- 1% refund on all other purchases *
Our Check
Amazon Prime Rewards Visa Signature Card * is a solid choice for cash back. Once the new cardholders are confirmed, they receive a $ 150 welcome bonus in the form of an Amazon gift card. And you’ll get a 5% cash back on any Whole Foods or Amazon purchases – especially if you’re a frequent Amazon.com or Whole Foods buyer, with a cash-back bonus – which can be refunded at checkout or at checkout. Credit statement from Chase. You must have an Amazon Prime membership to apply for this card.
See more details in the full review of the Amazon Prime Rewards Visa Signature Card.
Introduction Offer$ 200 online cash bonus after purchasing at least $ 1,000 on the first 90 days of account opening
APR14.74% – 24.74% Variable APR on purchases and balance transfers
Login Procurement APR0% for 15 invoice periods
Recommended loan Excellent / Good
- Earn 3% cash in the category of your choice (combined selection category / grocery store / wholesale club up to $ 2,500 for quarterly purchases)
- Earn 2% automatically in grocery stores and wholesale clubs (up to $ 2,500 for quarterly purchases in combined selection category / grocery store / wholesale club)
- Earn unlimited 1% on all other purchases.
Annual payment$ 0
Input Balance Transfer APR0% Input APR for 15 invoice cycles for any BT made in the first 60 days. A 3% fee ($ 10 per thousand) is applied.
Balance Transfer APR14.74% – 24.74% Variable APR on purchases and balance transfers
Balance Transfer Fee Whichever is greater, $ 10 or 3% of the amount of each transaction.
Late payment See terms
Foreign transaction fees 3%
Penalty APR Up to 29.99%
- Earn 3% cash in the category of your choice (combined selection category / grocery store / wholesale club up to $ 2,500 for quarterly purchases)
- Earn 2% automatically in grocery stores and wholesale clubs (up to $ 2,500 for quarterly purchases in combined selection category / grocery store / wholesale club)
- Earn unlimited 1% on all other purchases.
Our Check
Bank of America Customized Cash Rewards credit card * allows you to choose your own bonus category: gas, online shopping, food, travel, pharmacy or home improvement / furniture. If you choose online shopping as your premium category, you will be eligible for a 3% cash back on Amazon.com and many other online retailers. It should be noted that you earn only 3% for the category of your choice, and 2% for purchases up to $ 2,500 per quarter in grocery stores and wholesalers. After that, your cash back rate drops to 1%.
Introduction OfferAfter spending $ 3,000 on purchases with your new Card for the first 6 months, earn a $ 300 withdrawal loan.
APR14.74% – 24.74% Variable
Login Procurement APR0% on purchases for 12 months
Recommended loan Excellent / Good
- 6% Cash Back (then 1%) for purchases up to $ 6,000 per year in US supermarkets
- 6% Cash Back on selected US streaming subscriptions
- 3% Cash Back in transit, including taxis / raidshare, parking, tolls, trains, buses, etc.
- 3% Cash Back at US gas stations
- 1% Cash Back on other purchases
Annual payment$ 0 entry annual fee for the first year, then $ 95.
Balance Transfer Fee No.
Late payment Up to $ 40
Foreign transaction fees 2.7% of each transaction after conversion into US dollars.
Penalty APR 29.99% Variable
- 6% Cash Back (then 1%) for purchases up to $ 6,000 per year in US supermarkets
- 6% Cash Back on selected US streaming subscriptions
- 3% Cash Back in transit, including taxis / raidshare, parking, tolls, trains, buses, etc.
- 3% Cash Back at US gas stations
- 1% Cash Back on other purchases
Our Check
The Blue Cash Preferred® Card from American Express is a great choice for anyone shopping for groceries at Whole Foods. It earns you 6% cash in US supermarkets (first $ 6,000 per year, then 1%). While Whole Foods is included, it does not include groceries from Amazon Fresh and other Amazon stores.
You will also receive a 6% refund on selected US streaming subscriptions, including Amazon Prime Video. Cash is accepted as a repayable Loan Dollar as a repayable loan. New members can earn a $ 300 declaration loan welcome bonus by spending $ 3,000 during the first six months of their card membership.
For more information on Blue Cash Preferred Card from American Express, see our full review.
Terms apply to American Express preferences and offers. Registration may be required for selected American Express benefits and offers. Visit americanexpress.com for more information.
Long-term financing of Amazon purchases
Introduction OfferGet a $ 60 Amazon Gift Card
APR25.99% Variable
Login Procurement APRNo.
Recommended loan Excellent / Good Credit
- Get 5% back on Amazon with a suitable Prime membership.
Annual payment$ 0
- Get 5% back on Amazon with a suitable Prime membership.
Our Check
Amazon Prime Store Card * Amazon offers a 5% refund on Amazon purchases with a Prime membership like Prime Rewards Visa Signature Card – although it does not offer the same cash back tariffs for other categories. Still, if you are planning to make a big purchase on Amazon, this card has its place and you will be the best without financing for six, 12 or 24 months. You can use monthly payments equal to 0% APR for purchases of at least $ 150, $ 600 and select the appropriate purchases accordingly. There are other special financing options. After confirming the account, you can get an Amazon gift card for up to $ 60.
Note: If you do not have an Amazon Prime account, you would apply for an Amazon Store Card, which is the non-Prime equivalent.
Introduction OfferEarn a $ 200 cash prize after making $ 1,000 purchases in the first 3 months
APR15.74%, 20.74% or 25.74% Variable APR
Login Procurement APR0% login within 15 months after account opening
Recommended loan Excellent, Excellent
- Earn unlimited 2% cash prize when shopping
Annual payment$ 0
Input Balance Transfer APR0% intro APR for 15 months after opening an account on eligible balance transfers
Balance Transfer APR15.74%, 20.74% or 25.74% Variable APR
Balance Transfer Fee Up to 5%; min: $ 5
Foreign transaction fees 3%
Penalty APR None
- Earn unlimited 2% cash prize when shopping
Our Check
While there is no Amazon bonus on this card, we are a big fan of its 2% cash bonus offer on purchases, which makes it easy for you to win prizes no matter where you shop. This is an excellent comprehensive offer that offers 0% initial APR for the first 15 months of opening an account at the time of purchase and providing appropriate balance transfers (hereinafter 15.74%, 20.74% or 25.74% changing APR) and an entry bonus. is a cash prize card. If you don’t want to think about prize categories and various cash prizes, this card will take you far on Amazon or beyond.
Learn more in the full review of the Wells Fargo Active Cash Card.
Frequently Asked Questions
Do you need a Prime membership to shop on Amazon?
You must have a Prime membership to open an account for our Amazon-supported credit cards. According to our other recommendations, you do not need a Prime membership to enjoy cashback rewards. You don’t need a Prime membership ($ 119 per year) to shop on Amazon.com, but if you use Amazon often enough, you’ll save money and time with two-day shipping and other benefits.
How do cash-back credit cards work?
Cash-back offers credit cards, cardholders credit cards or bonuses for spending in cash. Withdrawal credit is a reduction in the amount of credit card company in your monthly account. Note that bonuses are not always available the month you earn them – they are usually applied to your balance by credit card issuers after one or two billing periods.
The payment process for cash-back credit cards is either automatic or very simple. Some cards automatically add cash rewards to your monthly balance. Others require you to log in and withdraw existing bonus points for return loans. Most points do not expire, but if you close the account before taking them back, you will lose them.
Our methodology
CNET reviews credit cards by thoroughly comparing them according to certain criteria developed for each major category, including cash refunds, welcome bonuses, travel rewards and balance transfers. We take into account the typical spending behavior of a number of consumer profiles – understanding that everyone’s financial situation is different – and the designated function of the card.
For cash-back credit cards, for example, key factors include the annual fee, the “welcome bonus” and the cash back rate (or rates if they vary by category of expenses). For prizes and mile cards, we calculate and weigh the net cash value of the relevant benefits of the card. With balance transfer credit cards, we analyze features such as the duration of the initial 0% APR period and the balance transfer fee, while accepting secondary factors such as the standard APR and the time you have to make the balance transfer after you. open an account.
Click here for tariffs and commissions for Blue Cash Preferred Card from American Express.
* All information about Amazon Prime Rewards Visa Signature Card, Bank of America Customized Cash Rewards credit card, Amazon Prime Store Card was collected independently by CNET and not reviewed by the issuer.
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